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SkillsFuture Enterprise Credit lets eligible employers offset up to $10,000 of course fees — see who qualifies, what counts as claimable, and how to apply.
SkillsFuture Enterprise Credit gives eligible Singapore employers S$10,000 to invest in staff training — covering up to 90% of qualifying costs. It's designed to make upskilling your whole team genuinely affordable.
One-time enterprise credit per eligible employer
SFEC covers up to 90% of out-of-pocket training costs after other grants and subsidies have been applied. It's a powerful way to fund large-scale team training with minimal company spend.
$880 covered through government support
Verify that your company meets the SFEC criteria — Singapore-registered, min. 30% local workforce, active CPF contributions. Check via the SkillsConnect portal.
Register your employees in any approved training programme. SFEC applies to SSG-approved courses — all eligible programmes are clearly marked in our catalogue.
Your company pays the course fees at the point of enrolment (after any SSG subsidies are applied to employee fees). SFEC is a reimbursement — not an upfront deduction.
After your employees complete the course, submit a claim via the SkillsConnect portal. SFEC reimburses up to 90% of the qualifying out-of-pocket costs.
Registered and operating in Singapore
At least 30% Singapore Citizen / PR employees
Contributing CPF for local employees
Has not fully utilised your S$10,000 SFEC
SSG-approved course fees (after subsidies)
Up to 90% of out-of-pocket training costs
Does not cover non-approved courses
Cannot be used once the S$10,000 is exhausted
Employee course fees are first reduced by SSG subsidies (50–70%). Your company pays the remainder. SFEC then reimburses up to 90% of that employer-paid amount — making the effective cost to your company very low.
Employers may be eligible for Absentee Payroll support when sending employees for eligible SSG-funded courses, helping to defray manpower costs while employees attend training. Funding for employer-sponsored training applies to employers sponsoring Singapore Citizens and Permanent Residents for training.
Training expenses may also qualify for tax deductions. Under the Enterprise Innovation Scheme, qualifying training expenditure for SSG-funded and Skills Framework-aligned courses may enjoy up to 400% tax deduction on the first $400,000 of qualifying expenditure per year from YA2024 to YA2028.
Tailored training designed for your unique business challenges and goals.
From nimble SMEs to large MNCs — we scale our training to fit any organisation.
Training programmes that fit seamlessly into your team's busy schedule.
SkillsFuture-approved
Browse courses you can pay for with SkillsFuture Credit and SSG funding.
Everything you need to know about SkillsFuture Funding and SkillsFuture Credit.
( 01 )
What's the difference between SkillsFuture Funding and SkillsFuture Credit?
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SkillsFuture Funding is an SSG subsidy that cuts the course fee itself — 50% for most learners, up to 70% if you're a Singapore Citizen aged 40 and above or a mid-career switcher. SkillsFuture Credit is your personal learning wallet, which you then use to pay off what's left. Most learners use both, in that order.
( 02 )
How do I check my SkillsFuture Credit balance?
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Log in to MySkillsFuture at myskillsfuture.gov.sg with your Singpass — your available balance is shown right on your dashboard. Every Singapore Citizen aged 25 and above starts with a base credit of S$500.
( 03 )
Can I use the subsidy and my credit on the same course?
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Yes. The SSG subsidy is applied automatically at checkout, then you claim SkillsFuture Credit against the remaining balance, GST included. NTUC members can stack UTAP on top for further reimbursement.
( 04 )
Are all Hustle courses eligible?
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Most of our courses are SSG-approved and SkillsFuture-eligible, and each course page lists its funding details. If you're unsure, ask us and we'll confirm eligibility before you enrol.
( 05 )
I'm a Permanent Resident — can I still get funding?
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Yes for the subsidy, no for the credit. Permanent Residents get up to 50% off the course fee through SSG funding; SkillsFuture Credit is for Singapore Citizens aged 25 and above only.
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