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From SkillsFuture Credit to SSG subsidies and SFEC for employers — find which scheme applies to you and how to stack them together.
SkillsFuture Funding combines government subsidies with SkillsFuture Credit to help reduce your course fees. Explore the available funding tiers, check your eligibility, and see how much you could save before enrolling.
The examples below show how SkillsFuture Funding and SkillsFuture Credit work together to reduce your course fees.
Log in to MySkillsFuture at myskillsfuture.gov.sg using Singpass. Your available credit balance is shown on your dashboard.
Select any programme from our course catalogue marked as SkillsFuture-eligible. Our team can confirm eligibility before you enrol.
During enrolment, choose to pay with SkillsFuture Credit. We'll assist with the claim submission — no paperwork uploads required upfront.
Once your claim is approved by SkillsFuture Singapore, pay any outstanding amount via PayNow or card. The credit is applied first.
Are a Singapore Citizen aged 25 and above
Have an available SFC balance
Are enrolling in an SFC-eligible course
Have a Singpass account
Your balance has been fully used
The course is not SFC-approved
You are a Permanent Resident (PR) or foreigner
You are claiming the S$4,000 Mid-Career Support top-up (not applicable here)
Apply your SSG subsidy first to reduce the course fee by up to 70%, then use SkillsFuture Credit to offset the remaining balance. NTUC members can also stack UTAP on top for further reimbursement.
SkillsFuture-approved
Browse courses you can pay for with SkillsFuture Credit and SSG funding.
Everything you need to know about SkillsFuture Funding and SkillsFuture Credit.
( 01 )
What's the difference between SkillsFuture Funding and SkillsFuture Credit?
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SkillsFuture Funding is an SSG subsidy that cuts the course fee itself — 50% for most learners, up to 70% if you're a Singapore Citizen aged 40 and above or a mid-career switcher. SkillsFuture Credit is your personal learning wallet, which you then use to pay off what's left. Most learners use both, in that order.
( 02 )
How do I check my SkillsFuture Credit balance?
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Log in to MySkillsFuture at myskillsfuture.gov.sg with your Singpass — your available balance is shown right on your dashboard. Every Singapore Citizen aged 25 and above starts with a base credit of S$500.
( 03 )
Can I use the subsidy and my credit on the same course?
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Yes. The SSG subsidy is applied automatically at checkout, then you claim SkillsFuture Credit against the remaining balance, GST included. NTUC members can stack UTAP on top for further reimbursement.
( 04 )
Are all Hustle courses eligible?
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Most of our courses are SSG-approved and SkillsFuture-eligible, and each course page lists its funding details. If you're unsure, ask us and we'll confirm eligibility before you enrol.
( 05 )
I'm a Permanent Resident — can I still get funding?
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Yes for the subsidy, no for the credit. Permanent Residents get up to 50% off the course fee through SSG funding; SkillsFuture Credit is for Singapore Citizens aged 25 and above only.
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